Why Legal Expense Insurance
Legal expense insurance reduces the stress and uncertainty and provides an affordable way for Canadian consumers and business owners to access the justice system.
Thanks to our unique legal expense insurance coverage options, you can exercise your legal rights knowing that you will be guided every step of the way, and that your legal expenses will be covered.
Did you know that in Canada even a successful party in court may be required to pay a portion of the legal expenses incurred? For example, a judge may order an unsuccessful party to pay a percentage of the actual legal fees leaving the successful party to meet the shortfall.
With legal expense insurance, those and other expenses related to pursuing your legal rights are covered. It’s more than a policy; it’s empowerment, knowing that you have full access to professional legal counsel and expense coverage when and if you need it.
LEGAL COSTS WITHOUT A DAS POLICY
The average hourly rate for lawyers across the country is approximately $360.00.
Most, if not, all bodily injury claims and some employment cases are charged on a contingency basis.
This means that a lawyer will take a percentage (range between 25% - 40% and in some cases higher) of the award or agreed-upon settlement.
A two day civil action trial in Canada on average costs $26,444.00 ($18,185 as a minimum and $62,843 as a maximum).
A one day criminal trial costs approximately $5,000 (range: $2,931 to $10,001.00).
Cost to fight a traffic ticket = $300.00 approximately.
THE ABOVE DOES NOT INCLUDE:
- Disbursements or out of pocket expenses which could include expert reports, court filing costs, agent costs, etc.
- Adverse costs – This may be awarded by a court or agreed to at the conclusion of a case.
- Other legal costs in developing the case, filing the case and dealing with all interim steps or court applications.
(Source: Canadian Lawyer Magazine Survey 2010) NATIONAL FEE RANGES (sample size 598)